What is Pet Insurance?

Pet insurance helps you cover the rising costs of veterinary care, so you won’t have to choose between your pet’s health and your personal finances. With a Petshealth Care Plan, you can rest easy knowing that your dogs or cats will receive the care they need when they need it. You can choose from plans that cover injury, illness, and even routine preventive care, like annual check-ups, vaccinations, and dental cleanings (view our plans). To start protecting your pets, get a free quote now.

How It Works

1. Get Treatment

If your pet suffers an injury or illness, or if your plan covers wellness care, go to ANY licensed veterinarian in the U.S. or Canada and pay for the services.

2. File a Claim

Submit a claim form along with any receipts to us.

3. Get Reimbursed

You will be reimbursed for 80% of covered allowable veterinary charges, after your $100 annual deductible is met.

Note: Your pet is covered for injuries as soon as your plan goes into effect, which will be either the 1st or 15th of the month, after your application is approved and payment is received. After 30 days, your pet is covered for illness as well. You can also get coverage for routine preventive care. See our plans for more details.

How to Enroll

1. Apply Online

Start your application by getting a free quote now or call us at 1-800-807-6724 and a friendly representative will walk you through the process.

2. Underwriting

All pet insurance plans are subject to underwriting. You may be able to help this process by asking your veterinarian to fax your pet’s records to us at 1-888-492-2550, attention Underwriting. Plans can only be issued after receipt of payment.

3. Acceptance

Once the underwriting process is complete, we will mail you the pet insurance certificate for the plan you requested, or recommend the most appropriate plan for your pet.

Ready to protect your pet? Start by getting a free quote. You can also learn more about why covering your pet is so important.