Our Pet Insurance Coverage

It’s easy to customize your coverage by choosing the level of pet insurance protection that works for you. All levels reimburse 80% of usual and customary covered charges, after a low $100 annual deductible per pet. Usual and customary covered charges are costs covered by your pet insurance plan and considered reasonable in areas similar to yours. We use publicly available and proprietary veterinary fee information to determine fair reasonable costs.

4 Levels of Coverage

We offer 4 increasing levels of protection – accident, illness, wellness, and wellness plus – as well as optional coverage for ongoing conditions.

80% Reimbursement

We reimburse 80% of usual and customary covered charges. Other providers use a benefit schedule, which pays a set amount regardless of cost.

Low $100 Annual Deductible

Our low $100 deductible only needs to be met once a year per pet. Other providers have higher or per incident deductibles.

Please note that this is not a complete description of all coverage terms, conditions and exclusions. Issuance of coverage is subject to underwriting. See coverage terms for a full description of the scope and limitations of coverage.